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"From Yang consistently getting the least amount of debate speaking time despite polling higher than many of the other candidates on stage, to being mentioned in the media fewer times than other lower-polling candidates, and repeatedly misidentified by name and with the wrong photo," the statement said.

"For deposits, Yu'ebao has appeared; for loans, there are numerous companies such as Ant Financial Service Group and JD.com; for payment, there are Alipay and WeChat Pay; for financing, crowd-funding has already drawn lots of attention; and furthermore, Fintech will overturn the insurance sector in a more 'ferocious' way," Zhu, also chair of the National Institute of Financial Research, Tsinghua University, told participants.

"For privately owned enterprises, technology breakthroughs are quite often the most difficult target to meet. Paike has stood out from the peers simply because we have put much of our efforts in this area," he said.

"Government reform and innovation is vital to achieve economic and social development. It will also boost public confidence in government capacity," he said.

"Generally, the most touching words in life are not the rhetorical ones, but the plain ones refined by life," one reader commented.